Feed your restaurant the funds it needs

Grow your restaurant, food services, or hospitality business with fast, flexible, working capital.

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Trusted supporter of the restaurant industry’s working capital needs

Funding restaurants and food services for nearly a decade

6

Restaurants Businesses Funded

100

Industry Funding Provided

1

Funding Provided to SMBs

Cover cash flow gaps in under 24 hours

Conquer industry operational challenges to grow

Restaurant business expansion

Launch a new location or expand current facilities.

Service and staffing

Ensure that you deliver the very best experiences for customers; afford seasonal help.

Upgrade technology

Upgrade your POS (point of sale system), expand online ordering, and incorporate tools that meet today’s customers needs.

Increase food delivery sales

Whether through hiring additional staff or adopting new technology.

Replace restaurant equipment

Fix or upgrade appliances; improve your dining venue so it’s more comfortable for customers.

Cover seasonal cashflow gaps

Whether cashflow gaps are due to seasonality or other delays.

Hear from real restaurant owners

From bakers to brewers, hear from real food services businesses funded by VOX Funding.

“VOX Funding has been very helpful to me and my restaurant, and because of that, I am a repeat customer. I would recommend them to anyone looking for working capital. ”

Peter V.

Owner, FRESKOS Greek, Hamden, CT

“Vox made the entire process very easy and my account was funded the same day.”

Malin P.

Owner & Executive Chef, Screaming Goat Taqueria, Sarasota, FL

Choose from a menu of business funding options

Flexible funding customized to your needs

Revenue Advance by VOX Funding

Fund growth with a rapid, pre-approved lump sum.

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Invoice Factoring by VOX Factor

Don’t wait 90 days to prepare for peak season, we purchase up to 90% of your invoice value today.

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Business Line of Credit by Chedr

Access capital when you need it — pay for what you use.

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Amortizing Loan by Chedr

Get a lump sum to invest in your business with structured repayment over time

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Ready to get funded?

VOX Funding gets you quick access to the capital your business needs. Apply today to see which VOX Funding Program is right for you.

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FAQ

Everything you need to know about financing your restaurant or food services business. Can’t find what you’re looking for? Feel free to Contact Us.

While we provide working capital ranging from $5,000 to more than $2 million, our average deal size in the restaurant business is…

We offer multiple flexible financing options including revenue advance (a.k.a. merchant cash advance or MCA), term loan, business line of credit, and invoice factoring.

If you make at least $10K in monthly revenue and have been in business for one year we can help.

You must accept credit cards, have a U.S.-registered business checking account, 1+ years in business, and at least $10K in monthly revenue. We typically require FICO (a type of credit score) of 600 or above.

*Offered through our Chedr subsidiary

It takes just a few minutes to fill out an application with 3-4 recent bank statements. Processing typically takes less than one business day.

Funds can be in your bank account the same day.

We encourage you to reach out and we will adjust your original terms to reflect your current cash flow.

Yes. In fact, many of the restaurant businesses we fund are franchise locations, including of some of the top QSR (quick serve restaurant) brands.

Yes. We have funded many breweries, bars, and other hospitality businesses that serve alcohol.

We provide provide revenue-based financing products, meaning that pay back is via a portion of future revenue. Funding is faster with flexible eligibility requirements. We don’t look at assets on the balance sheet like a traditional bank. Factor rates, rather than interest rates, are used for revenue-based financing products.